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Post by Mustang on Mar 6, 2017 12:07:31 GMT 10
On the sister site there has been a little discussion on who's who in insurance.Comments got the better of me so I decided to phone the favorite Sha**0ns. Our Classic car on agreed $50k was $528.00 (Sha88ons) Ryno $335.65 Their words: "We have had a look at your van type on line & we are not interested in camping style vans, only teardrop/small styles that are towed with hot rods & not used for camping"
Go figure?  ? Ryno van premium at agreed $20K ,premium $366.00. Make up your own mind.
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Post by doublechevron on Mar 6, 2017 16:16:00 GMT 10
On the sister site there has been a little discussion on who's who in insurance.Comments got the better of me so I decided to phone the favorite Sha**0ns. Our Classic car on agreed $50k was $528.00 (Sha88ons) Ryno $335.65 Their words: "We have had a look at your van type on line & we are not interested in camping style vans, only teardrop/small styles that are towed with hot rods & not used for camping"
Go figure? ? Ryno van premium at agreed $20K ,premium $366.00. Make up your own mind. Shannons is only interested in classic cars... they cover modern crap and caravans under sufferance .... and you pay for it. Ryno might be cheaper .... try and ring them and ask them a question ... or make a claim and see how you go. I'm happy to pay more for shannons... for starters, I have had two claims over the years... Absolutely painless.... someone always answers the phone .. .they are australian.. they understand what I'm saying ... they help you. I've never had a problem. Try claiming your cheap insurance and spend hours on the phone to some indian in idia being paid $5.00 a day that doesn't give a nuts ... and see how much you like your insurance then. Last time I tried the ring around when my insurance was due ... I spend 20minutes in a queue just waiting for a quote through one of the big guys before I hung up and paid the renewel. You see if they can't answer the phone just to give you an insurance quote ... Imagine having to chase the pack of assholes if you actually made a claim  A couple of year back .. I think it was AAMI used to advertise "phone is always answered by an australian". Well I tried 3 times before giving up after 20minutes of listening to hold music... So I hang up and rang back... Some australian women answer the phone ... "welcome to AAMI ... Please hold" ... bang straight to india and a waiting queue. So I yell over the top of her " DOn't bloody transfer me ... I just want a quote" .... "er ... sorry sir, I just asnwer the phone, I don't have access to any insurance services". Yes, bullshit advertsing "always answered by an australian to throw you straight to a phone queue in india". |
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Post by Mustang on Mar 6, 2017 18:49:57 GMT 10
Hi Shayne,
I havn't struck any Indians yet. I phoned today to check some premium details, easy Aussie to talk to.
I have a claim coming up but have to get the car running right first, I will keep you posted.
RACQ are also brilliant to deal with on the moderns. There was a rumor they were missing on too much of the classic business, so I will check tomorrow to see if they are covering 30+yo vans.
Brent
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Post by tasmillard on Mar 7, 2017 6:39:08 GMT 10
Speaking of... I am with CIL and they insure all classic vans. However, when you first insure they go by the purchase price, even tho I told them I have spent considerable amount on doing up mine and its worth more now. They told me that the only way they will change to an 'agreed price' is to get the van valued. They recommended the caravan evaluation people as a standard caravan sales place will not do. Theres a fee as on the site but I am not sure how they would value something that is over 30 years old (I havent spoken to them as yet). |
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Post by planner on Mar 7, 2017 8:08:49 GMT 10
Speaking of... I am with CIL and they insure all classic vans. However, when you first insure they go by the purchase price, even tho I told them I have spent considerable amount on doing up mine and its worth more now. They told me that the only way they will change to an 'agreed price' is to get the van valued. They recommended the caravan evaluation people as a standard caravan sales place will not do. Theres a fee as on the site but I am not sure how they would value something that is over 30 years old (I havent spoken to them as yet). I'm with CIL as well, I told them how much I thought it was worth, they said "fine, this will be your premium". I did have to take a series of photos for them, but that satisfied them. I haven't had to make a claim yet, so I can't comment on their performance there. Planner |
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Post by tasmillard on Mar 7, 2017 8:10:38 GMT 10
Well I actually offered to provide receipts and photos for an agreed value, but this wasnt accepted, hence they referred me to the evaluation people. Perhaps they changed their policy on this as I rang yesterday.
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Post by bobt on Mar 7, 2017 22:43:53 GMT 10
I got caught out some years ago when my wife's car was stolen. The policy was with a popular company that was cheap. Unfortunately we got the car back, we had a hell of a time with the insurance company getting it fixed.. That car was never right again and its now long gone. Her car is now with Shannons as well as my MG and Austin.. Unfortunately she has had some claims, but they have been really good to deal with.
My Modern and the modern caravan are insured with RACV. I have gone with them because they will provide me with transport and accommodation if I need it. I know a couple that rolled their car and caravan in northern West Aust. Their insurance company paid out in full on the car and caravan but they were left stranded. They had to find their own way home and provide their own accommodation. It cost them over $8,000.
Cheap is not always cheap..
I have not had experience with insuring a collectible caravan but listening to others it seems to me that it depends on the individual you deal with at the time. Good luck with it..
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Post by planner on Mar 8, 2017 8:50:25 GMT 10
Perhaps they changed their policy on this as I rang yesterday. Possibly, it was 2 years ago that we insured the van. |
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